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How Much Does a Stearns & Foster Mattress Cost? (2026 Price Guide by Collection and Size)
Thinking about a Stearns & Foster mattress? You already know it's a luxury bed. The real question is: how much will it actually cost me?
The answer depends on three things: which collection you choose, what size you need, and what you put under it. Stearns & Foster makes four collections — Studio, Estate, Lux Estate and Reserve — and the price gap between the first and the last is bigger than most people expect.
We sell Stearns & Foster every day at Bedplanet. This guide shows what every Stearns & Foster we carry costs, in every size, so you can set a budget before you shop.
Quick Answer: How Much Is a Stearns & Foster Mattress?
At Bedplanet, a Queen Stearns & Foster mattress costs about $1,699 to $5,799, depending on the collection and model.
- Lowest price: Studio Medium Tight Top — $1,699 (Queen)
- Best value for most people: Estate collection — $2,299 to $2,499 (Queen)
- Top of the line: Reserve collection — $4,099 to $5,799 (Queen)
A Twin starts at $1,599. A King runs $2,299 to $6,399. A Split King (two Twin XL mattresses) runs $3,198 to $9,398.
Prices are Bedplanet prices at the time of writing. Check each product page for current pricing.
Stearns & Foster Prices at a Glance (Queen)
| Collection | Feels at Bedplanet | Height | Best For | Queen Price |
|---|---|---|---|---|
| Studio | Medium (Tight Top or Euro Pillow Top) | 14" to 14.5" | Getting the Stearns & Foster name at the lowest price | $1,699 to $1,899 |
| Estate | Ultra Firm, Firm, Soft | 14.5" to 15" | Most shoppers — the classic Stearns & Foster feel | $2,299 to $2,499 |
| Lux Estate | Ultra Firm, Firm, Medium, Soft | 14.5" to 16" | Warm sleepers and people who want more plush | $2,899 to $3,499 |
| Reserve | Firm, Medium, Soft | 16" to 17" | Shoppers who want the very best Stearns & Foster makes | $4,099 to $5,799 |
Want the full feature breakdown? See Stearns & Foster Studio vs. Estate vs. Lux Estate vs. Reserve (2026).
Stearns & Foster Prices by Collection
Stearns & Foster Studio — about $1,699 to $1,899 (Queen)
Studio is the most affordable way to own a Stearns & Foster. You get more than 1,000 premium coils under plush memory foam, a DuraFlex Pro™ coil edge for sturdy sides, and a cool TENCEL™ cover. It comes in one feel, Medium, with a choice of a Tight Top or a softer Euro Pillow Top.
Buy it if: you want Stearns & Foster craftsmanship for under $2,000 in a Queen, and a Medium feel works for you. Studio is also the only Stearns & Foster we carry in a Twin.
Stearns & Foster Estate — about $2,299 to $2,499 (Queen)
Estate is the brand's most popular collection, and it's the one we point most people to first. It steps up to IntelliCoil® support, a PrecisionEdge® edge, and more comfort layers than Studio. You can pick from Ultra Firm, Firm or Soft, and Firm and Soft also come as a Euro Pillow Top.
Buy it if: you want the true Stearns & Foster feel and the most choice of firmness for the money. For most people, this is the sweet spot.
Stearns & Foster Lux Estate — about $2,899 to $3,499 (Queen)
Lux Estate adds IntelliCoil® HD with a Micro Layer of extra coils, more cooling, and a softer, richer cover. It has double the air vents of Studio and Estate, so it's the one we suggest if you sleep warm. It also has the widest feel range: Ultra Firm, Firm, Medium and Soft.
Buy it if: you sleep hot, or you want a plusher Euro Pillow Top without jumping all the way to Reserve. The Lux Estate Medium Euro Pillow Top is the priciest Lux Estate at $3,499 (Queen).
Stearns & Foster Reserve — about $4,099 to $5,799 (Queen)
Reserve is the best Stearns & Foster makes. It has IntelliCoil® HD with 20% more coils, 50% more specialty comfort materials, and a hand-tufted velvet cover. It's also the tallest, at 16" to 17". We carry it in Firm, Medium and Soft, plus the Reserve Duet Firm Tight Top ($5,799 Queen).
Buy it if: this is your "forever bed," you want the most cushioning and the best materials, and budget is not the main concern.
Stearns & Foster Prices by Size
Here's what each collection costs in every size we carry. Ranges cover the lowest- and highest-priced model in that collection.
| Size | Studio | Estate | Lux Estate | Reserve |
|---|---|---|---|---|
| Twin | $1,599 to $1,799 | — | — | — |
| Twin XL | $1,599 to $1,799 | $2,199 to $2,399 | $2,799 to $3,399 | $3,999 to $4,699 |
| Full | $1,649 to $1,849 | $2,249 to $2,449 | — | — |
| Queen | $1,699 to $1,899 | $2,299 to $2,499 | $2,899 to $3,499 | $4,099 to $5,799 |
| King / Cal King | $2,299 to $2,499 | $2,899 to $3,099 | $3,499 to $4,099 | $4,699 to $6,399 |
| Split King / Split Cal King | $3,198 to $3,598 | $4,398 to $4,798 | $5,598 to $6,798 | $7,998 to $9,398 |
"—" means we don't currently carry that size in that collection. The Reserve Duet comes in Queen, King and Cal King only.
Why Does Stearns & Foster Cost More?
Stearns & Foster is a luxury brand, and the price reflects how the beds are made:
- Handcrafted in the USA. Every collection is built by hand, not mass-produced.
- Better coils. Estate and up use IntelliCoil®, a coil-within-a-coil design that adjusts to your weight. Lux Estate and Reserve step up to IntelliCoil® HD.
- More comfort material. Each step up adds more and better foam. Reserve has 50% more specialty comfort materials.
- Premium covers. From TENCEL™ on Studio and Estate to hand-tufted velvet on Reserve.
- Strong edges. PrecisionEdge® (Estate and up) keeps the sides firm, so you can sleep near the edge and sit on it without sagging.
Every Stearns & Foster we sell comes with a 10-Year Limited Warranty.
What Does a Stearns & Foster Cost Per Night?
A good mattress should last you about 10 years. Here's what each collection costs per night over 10 years (Queen, lowest price in each collection):
| Collection | Queen Price | Cost Per Night (10 Years) |
|---|---|---|
| Studio | $1,699 | About $0.47 |
| Estate | $2,299 | About $0.63 |
| Lux Estate | $2,899 | About $0.79 |
| Reserve | $4,099 | About $1.12 |
Even the Reserve costs about what a cup of gas-station coffee does — for a bed you'll use every single night.
Want to know how long they really last? See How Long Does a Stearns & Foster Mattress Last?
What Does a Full Stearns & Foster Bed Setup Cost?
The mattress is the biggest part of the bill, but you also need a solid base under it. Most of our Stearns & Foster shoppers choose either a flat foundation or an adjustable base.
Base and Foundation Prices
| Base | Queen | Split King |
|---|---|---|
| Stearns & Foster Foundation (5" or 9") | $535 | — |
| Sealy Ease 4.0 Adjustable Base | $999 | $1,798 |
| Ergomotion RIO 5.0 Adjustable Bed | $1,570 | $2,398 |
| TEMPUR-Ergo® Smart Base | $1,999 | $3,798 |
The Stearns & Foster foundation is $700 in King and Cal King.
Sample Setups
- Queen Estate + Stearns & Foster Foundation: about $2,834
- Queen Estate + Sealy Ease 4.0: about $3,298
- Queen Lux Estate + Ergomotion RIO 5.0: about $4,469
- Split King Estate + Ergomotion RIO 5.0: about $6,796
Don't forget pillows. The Stearns & Foster Latex Pillow is $129, and the Down Blend & Latex Pillow is $179 (Queen) or $219 (King).
Not sure which base to pair it with? Every Stearns & Foster collection works on an adjustable base. Our team can help you match the right one to how you sleep.
Stearns & Foster vs. Tempur-Pedic vs. Sealy: How Do Prices Compare?
All three brands are made by the same parent company, Tempur Sealy. Here's how they stack up on price at Bedplanet:
- Sealy Posturepedic is the budget-friendly choice, with Queens under $1,000. See How Much Does a Sealy Posturepedic Mattress Cost?
- Stearns & Foster sits in the luxury middle, with Queens from $1,699 to $5,799.
- Tempur-Pedic Queens start around $2,099. See How Much Does a Tempur-Pedic Mattress Cost?
The bigger difference is feel. Stearns & Foster is coil-first with a classic, cushioned luxury feel. Tempur-Pedic is foam-first with a deep, body-hugging feel. Read the full Tempur-Pedic vs. Stearns & Foster (2026) comparison.
Which Stearns & Foster Should You Buy for Your Budget?
- Under $2,000 (Queen): Studio Medium Tight Top or Studio Medium Euro Pillow Top
- Around $2,300 to $2,500 (Queen): any Estate — our top pick for most people
- Around $2,900 to $3,500 (Queen): Lux Estate, especially if you sleep warm
- $4,000 and up (Queen): Reserve for the most luxurious bed Stearns & Foster makes
How to Make a Stearns & Foster Easier on Your Budget
- Use financing. 0% Financing for up to 60 Months Available.
- Shop the right time of year. Holiday sales are some of the best times to buy. See When Is the Best Time to Buy a Mattress?
- Check your HSA or FSA. Some shoppers can use those funds. See Can You Buy a Mattress With HSA or FSA Funds?
- Pick the right collection, not the most expensive one. For most people, Estate gives you the classic Stearns & Foster experience without paying for Reserve.
Frequently Asked Questions
What is the cheapest Stearns & Foster mattress?
At Bedplanet, the Stearns & Foster Studio Medium Tight Top is the lowest-priced Stearns & Foster. It starts at $1,599 for a Twin and $1,699 for a Queen at the time of writing.
How much is a King Stearns & Foster?
A King Stearns & Foster at Bedplanet costs $2,299 to $6,399, depending on the collection and model. Cal King prices are the same.
How much is a Stearns & Foster Split King?
A Stearns & Foster Split King costs $3,198 to $9,398. That price includes two Twin XL mattresses.
Is the Stearns & Foster Estate worth the extra money over the Studio?
For most people, yes. For about $600 more in a Queen, you get IntelliCoil® support, a PrecisionEdge® edge, and three firmness choices instead of one.
Why is the Stearns & Foster Reserve so expensive?
Reserve is the brand's top collection. It has 20% more coils, 50% more specialty comfort materials, a hand-tufted velvet cover and the tallest profile Stearns & Foster makes.
Is Stearns & Foster more expensive than Tempur-Pedic?
It depends on the model. Stearns & Foster Studio and Estate Queens cost less than most Tempur-Pedic Queens. Reserve is priced closer to Tempur-Pedic's upper models.
Do I have to pay sales tax?
No sales tax applies to orders shipped outside NV & UT.
Can I try a Stearns & Foster before I buy?
Yes. Visit the Bedplanet showroom in Las Vegas and lie down on the Stearns & Foster models on our floor. A few minutes on each is the best way to find your feel.
The Bottom Line
A Queen Stearns & Foster costs about $1,699 to $5,799 at Bedplanet. Studio is the most affordable way in. Estate is the best value for most people. Lux Estate is the pick for warm sleepers. And Reserve is the best Stearns & Foster makes.
Ready to find yours? Shop Stearns & Foster at Bedplanet, stop by our Las Vegas showroom, or reach out to our team. Tell us how you sleep and what you want to spend, and we'll help you find the right one.
0% Financing for up to 60 Months Available.