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Bedplanet Financing Options

How Does Our Financing Work?

We offer multiple options for financing the purchase price of your mattress or furniture.

synchrony home logo

Financing with Bedplanet and Synchrony Home Credit Card makes your purchase fast, simple and secure to apply online.

Special Term Financing

No Interest if paid in full within 12 Months* On purchases of $299 or more made with your Synchrony HOME credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.
0% APR with 48 equal monthly payments** On minimum purchases of $3,999 made with your Synchrony HOME credit card
0% APR with 60 equal monthly payments** On minimum purchases of $9,999 made with your Synchrony HOME credit card

How do I order Using Synchrony?

  • synchrony home credit card image
    1. Apply using our secure online application link below and get a decision instantly.
      Promotional rate may not show during application process.
    2. Once you get approved, you can checkout on our website using "Synchrony" as your payment method.
Apply now with Synchrony

Still Have Questions? Call us at 1-888-996-9890

Synchrony Disclosures

*May not be combined with any other credit promotion offer. Products that are; on discount (in-cart or otherwise), price matched, Open Box models, Coupon Code Purchases, or Facebook offers are ineligible for financing terms longer than 12 months. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

**May not be combined with any other credit promotion offer. Products that are; on discount (in-cart or otherwise), price matched, Open Box models, Coupon Code Purchases, or Facebook offers are ineligible for financing terms longer than 12 months. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Furniture Financing Using Snap Credit

How Do I Order Using Snap Credit?

Snap-branded loans and retail installment contracts are offered to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is easy, and you’ll find out in seconds if you’ve been approved.¹

To apply, you’ll need to:

  • Be of legal age to enter into a contract
  • Have a monthly income of at least $1,000
  • Have an active checking account
  • Provide a valid email address and smartphone number
  • With approvals up to $5,000², don’t wait – get what you need today with Snap!

*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options.

¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.

²Not all applicants will be approved for $5,000.

Buy Now Pay Later Options

We currently offer a couple of equal pay options available, Click on the banners for more information on each.

  • PayPal Pay in 4 | Pay Pal Credit

  • Choose Shop Pay at Checkout to pay in full or split your purchase into 4 equal installments*.

    shop pay logo

    Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.