Bedplanet Financing Options

How Does Our Financing Work?

We offer multiple options for financing the purchase price of your mattress or furniture.

•  

  

  Synchrony

  Learn More

•  

  

  Snap Finance

  Learn More

•  

  

  Buy Now - Pay Later Options

  Learn More

Financing with Bedplanet and Synchrony Home Credit Card makes your purchase fast, simple and secure to apply online.

Special Term Financing

How do I order Using Synchrony?

• 
• 1. Apply using our secure online application link below and get a decision instantly.
     Promotional rate may not show during application process.
  2. Once you get approved, you can checkout on our website using "Synchrony" as your payment method.

Still Have Questions? Call us at 1-888-996-9890

Synchrony Disclosures

* May not be combined with any other credit promotion offer. Products that are; on discount (in-cart or otherwise), price matched, Open Box models, Coupon Code Purchases, or Facebook offers are ineligible for financing terms longer than 12 months. A Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not,  interest will be charged on the promo balance from the purchase date. <The promo balance is equal to the promo purchase amount and any related optional debt cancellation fees.>  The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

**May not be combined with any other credit promotion offer. Products that are; on discount (in-cart or otherwise), price matched, Open Box models, Coupon Code Purchases, or Facebook offers are ineligible for financing terms longer than 12 months. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Furniture Financing Using Snap Credit

How Do I Order Using Snap Credit?

Snap-branded loans and retail installment contracts are offered to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is easy, and you’ll find out in seconds if you’ve been approved.¹

To apply, you’ll need to:

• Be of legal age to enter into a contract
• Have a monthly income of at least $1,000
• Have an active checking account
• Provide a valid email address and smartphone number
• With approvals up to $5,000², don’t wait – get what you need today with Snap!

*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options.

¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.

²Not all applicants will be approved for $5,000.