When Is the Best Time to Buy a Mattress? (2026): Black Friday, Holiday Sales & FSA Deadlines

A new mattress is a big purchase. A Queen Tempur-Pedic or a Sealy with an adjustable base can cost thousands of dollars, so it's smart to ask: when is the best time to buy?

The short answer is that timing matters, but not as much as most people think. Picking the right mattress matters more than saving a little by waiting. Still, a few times of year really are better than others, and the end of the year is one of them.

We sell Tempur-Pedic, Sealy, Stearns & Foster, Beautyrest, and adjustable beds every day at Bedplanet in Las Vegas. Here's how mattress timing really works, and how to plan your purchase for Black Friday, the holidays, and your FSA deadline.

Quick Answer: When Is the Best Time to Buy a Mattress?

• Best time of year: Holiday weekends, especially Black Friday through Cyber Monday, plus Memorial Day, July 4th, and Labor Day.
• Best time if you have FSA money: Before your plan deadline, which for many plans is December 31. Start early, since HSA/FSA review takes time.
• Best time if you want it before the holidays: Early to mid-November, so delivery fits your schedule before guests arrive.
• The real best time: When your current mattress is hurting your sleep. Waiting months for a sale on a bed that keeps you up at night is rarely worth it.

2026 Mattress Buying Calendar

Every brand sets its own promotion dates and offers. Check product pages or ask our team for what's available when you shop.

Why Black Friday Is One of the Best Times to Buy

Black Friday weekend is when many shoppers make their biggest purchases of the year, and mattresses are no exception. A few reasons it works well:

• Brands often run their year-end events. Tempur-Pedic, Sealy, and other major brands usually run promotions as brand-wide events, so the offer is the same at every authorized retailer during that window.
• It's a good time for a full setup. If you've been thinking about an adjustable base, the holidays are a smart time to buy the mattress and base together instead of in two trips.
• You still have time before the new year. Buy in late November and you're sleeping on your new bed well before January.

A quick word about "too good to be true" deals

Big brands like Tempur-Pedic and Sealy control how their mattresses are priced and sold. If you see a price that looks far lower than everywhere else, ask questions. It may be an older model, a different version made for another store, or a seller that isn't an authorized retailer. Buying from an authorized retailer like Bedplanet helps make sure you get a genuine mattress with the full manufacturer's warranty.

Don't Forget Your FSA Deadline

If you have a Flexible Spending Account, the end of the year matters. Unused FSA money is often lost at your plan deadline, and for many plans that's December 31. Some plans offer a short grace period or a small carryover, but many don't. Check your plan.

A mattress or adjustable base is not automatically an eligible medical expense. It may qualify when it's tied to treating a diagnosed condition, and a letter of medical necessity is often required. At Bedplanet, you can choose Pay with HSA/FSA at checkout. A licensed provider reviews each request before your card is charged.

Our tip: Don't wait until the last week of December. The review takes time, so start in November or early December if you're working against a deadline.

Learn more in Can You Buy a Mattress With HSA or FSA Funds? and Adjustable Beds Covered by HSA or FSA?

Want Your New Bed Before the Holidays? Plan Ahead

Hosting family for Thanksgiving or Christmas? Upgrading the guest room? Give yourself some room on delivery.

• Shop early to mid-November if you want your bed set up before Thanksgiving guests arrive.
• Measure first. Check your bedroom, doorways, and stairs, especially for a King or a Split King with an adjustable base.
• Add white glove delivery if you want the bed carried to your room and set up for you. Adjustable bases are heavy, so this is a smart add-on.
• Ask about delivery timing when you order. Our team can tell you what to expect for the model you pick.

Is It Worth Waiting for a Sale?

Sometimes. But here's the honest math. A mattress you keep for 10 years gets used about 3,650 nights. If waiting three months for a sale means three more months of bad sleep, back pain, or waking up hot, that's about 90 nights you don't get back.

Buy now if:

• You wake up stiff or sore and feel better after you get up.
• Your mattress sags, has lumps, or you can feel the springs.
• You sleep better in a hotel or on a guest bed than in your own bed.
• Your mattress is 8 to 10 years old or more.

It's fine to wait for a holiday weekend if:

• Your current bed is still comfortable and you're planning an upgrade.
• You're buying for a guest room or a future move.
• A holiday weekend is only a few weeks away.

Not sure where your mattress stands? Read When to Replace Your Mattress and What Makes a Mattress Actually Last 10–15 Years?

How to Get the Most for Your Money (Any Time of Year)

1. Set your budget before you shop

Know what the brands you like actually cost. At Bedplanet, a Queen Sealy Posturepedic runs about $699 to $2,599, and a Queen Tempur-Pedic runs about $2,199 to $5,699 at the time of writing. See How Much Does a Sealy Posturepedic Cost? and How Much Does a Tempur-Pedic Cost?

2. Pick the right mattress first, then the right time

A great price on the wrong mattress is not a deal. Start with how you sleep, your firmness preference, and whether you sleep hot. These guides can help:

• Tempur-Pedic vs. Sealy Posturepedic
• Tempur-Pedic Firmness Guide
• Sealy Posturepedic vs. Pro vs. Elite
• Sealy vs. Beautyrest

3. Think about the full setup

If you've been curious about an adjustable base, the holidays are a good time to buy it with your mattress. You can raise your head to read or watch TV, lift your feet, and, with a Split King, each person can set their own side. See Best Mattress + Adjustable Base Combos of 2026 and Are Adjustable Beds Worth It?

4. Spread out the cost

You don't have to wait until you can pay all at once. Ask about our financing options, or read Adjustable Bed Financing Explained.

5. Protect your new mattress

A mattress protector keeps spills and stains off your bed and helps protect your warranty. See Best Mattress Protector for Tempur-Pedic.

6. Be first to hear about promotions

Sign up for texts and emails on our website. When a brand event starts, you'll hear about it right away instead of finding out after it ends.

Try Before You Buy in Las Vegas

The best way to pick a mattress is still to lie on it. Visit the Bedplanet showroom in Las Vegas and try the Tempur-Pedic, Sealy, Stearns & Foster, and Beautyrest models on our floor, along with our adjustable beds. Spend a few minutes on each in your normal sleep position. Holiday weekends get busy, so coming in a week or two early lets you narrow it down and buy when you're ready.

Frequently Asked Questions

What month is the best time to buy a mattress?

November is one of the best months, thanks to Veterans Day and Black Friday through Cyber Monday. May (Memorial Day) and September (Labor Day) are also strong months for mattress shopping.

Is Black Friday a good time to buy a mattress?

Yes. Black Friday weekend is one of the biggest mattress shopping weekends of the year, and many brands run their year-end events around it. It's also a good time to buy a mattress and adjustable base together.

Do Tempur-Pedic mattresses go on sale?

Tempur-Pedic usually runs promotions as brand-wide events a few times a year, often around major holidays. Because the brand controls its pricing, the offer is typically the same at every authorized retailer during that event. Check the product page or ask us what's available today.

When is the deadline to use FSA money on a mattress?

It depends on your plan. Many FSA plans end December 31, and some offer a grace period or small carryover. Check with your plan, and start early, since HSA/FSA purchases go through a provider review before your card is charged.

Should I wait for a sale if my mattress hurts my back?

Usually not. If your mattress is causing pain or poor sleep, the cost of waiting is real. Shop now and choose a mattress that fits how you sleep.

How far ahead should I buy a mattress before the holidays?

Plan on shopping in early to mid-November if you want your new bed set up before Thanksgiving. For Christmas, shop by early December. Ask our team about delivery timing when you order.

Can I buy a mattress and adjustable base together?

Yes, and the holidays are a great time to do it. Just make sure your mattress works on an adjustable base. Read Can You Use Any Mattress on an Adjustable Bed?

The Bottom Line

The best time to buy a mattress is a holiday weekend, and Black Friday through Cyber Monday is one of the best of the year. If you have FSA money, plan your purchase before your deadline and start early. And if your mattress is already hurting your sleep, don't wait months for a sale. Better sleep starts the night your new bed arrives.

Ready to start? Shop Tempur-Pedic, shop Sealy, or browse adjustable beds. Or stop by our Las Vegas showroom or contact our team, and we'll help you find the right bed and the right time to buy.